FEATURES

Everything your business runs on, built to work together.

Point of sale, pricing, security, loyalty, payroll and a person who picks up, all from one Provident relationship.

The stack

Built layer by layer, connected.

  1. Layer 01 of 06

    Clover POS

    Take orders and payments, track inventory, manage your team and know your customers, all in one connected system.

    • Orders & payments
    • Inventory
    • Team management
    • Customer relationships
  2. Layer 02 of 06

    Interchange Plus pricing

    Card-network interchange is passed through transparently, with one clear Provident margin on top.

    Interchange
    Passed through
    Provident margin
    One clear line
    Lease fees
    $0
    Early termination fees
    $0
  3. Layer 03 of 06

    Secure processing

    EMV and PCI-DSS compliant equipment, with PCI-certified point-to-point encryption (P2PE) on the card data.

    • EMV
    • PCI-DSS compliant equipment
    • PCI-certified P2PE
  4. Layer 04 of 06

    Loyalty & gift cards

    An extensive loyalty and gift card program that gives customers a reason to return.

    • Loyalty program
    • Gift cards
  5. Layer 05 of 06

    Provident Payroll

    Full-service payroll, part of the same Provident relationship as your payments.

    • Full-service payroll
    • One relationship
  6. Layer 06 of 06

    Personal service

    A dedicated local relationship manager for the life of your account, backed by 24/7 processor support.

    • 24/7 processor support
    • 35 team members, 8 states
    (800) 989-1139
Connected

Six layers. One relationship.

Point of sale, pricing, security, loyalty, payroll and a dedicated local relationship manager, working as one.

35 people
across 8 states
24/7
processor support
No lease fees
on your account
No early termination fees
if you ever leave

The layers are only as good as the people behind them, so every account starts with a conversation and stays with one.

A day at your counter

A day at your counter, covered.

Follow one day at an independent business, and the layer working behind each moment.

  1. 01 / Open
    Restaurant terrace ready for the day
    7:00AM
    Clover POS

    The doors open and the whole system wakes up.

    Orders, payments, inventory and your team run in one connected Clover system.

    • Inventory synced
    • Team clocked in
    • Orders and payments together
  2. 02 / Lunch rush
    Customer paying by phone on a payment terminal
    12:15PM
    Secure processing

    The rush hits and every card stays protected.

    EMV and PCI-DSS compliant equipment and PCI-certified P2PE protect card data from the first tap.

    • EMV chip and tap
    • PCI-certified P2PE
    • PCI-DSS compliant equipment
  3. 03 / A regular returns
    Guests seated in a cafe
    3:40PM
    Loyalty & gift cards

    A regular walks back in.

    An extensive loyalty and gift card program gives customers a reason to return.

    • Loyalty rewards
    • Gift cards
  4. 04 / Close out
    Reviewing paperwork at a desk
    9:30PM
    Interchange Plus pricing

    The day closes and every line is in plain sight.

    Interchange is passed through transparently, with one clear Provident margin.

    • Interchange passed through
    • One clear margin
    • No lease or early termination fees
  5. 05 / Payday
    Set tables in a dining room
    Fri
    Provident Payroll

    Friday, and your team gets paid.

    Provident Payroll is full-service payroll from the same partner that runs your payments.

    • Full-service payroll
    • One partner for payments and payroll
  6. 06 / Any time
    24/7

    35 people across 8 states

    Personal service

    A local person who picks up.

    A dedicated local relationship manager for the life of your account, backed by 24/7 processor support.

      (800) 989-1139
    • Always on

      One relationship behind all of it.

      Six layers, one local team. Tell us about your business and we will show you how they fit.