Customer presenting a card to a payment terminal

PAYMENTS MADE PERSONAL

Next-generation payments.Old-school accountability.

Powered by people who've been here from the start — modern POS, transparent Interchange Plus pricing, and a local relationship manager who picks up the phone.

Secure payments
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PROVIDENT PAYMENTS PARTNERS

NMI
Invoiss
FieldPulse
Dejavoo
CardPointe
Authorize.net
TSYS
Rectangle Health
Modern point-of-sale counter inside a merchant space
ONE PROVIDENT RELATIONSHIP
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RELIABLE + SECURE

Reliable at everytransaction.

EMV, PCI-DSS, and P2PE protections are matched to how you accept payments—at the counter, online, or on the move.

Explore secure processing

WHAT PROVIDENT HANDLES

The tools you need.The person you can call.

Payment technology, pricing, security, loyalty, and payroll—supported by a team that knows your business.

Welcoming office reception prepared to serve customers

SELECTED SERVICE

Personal customer service

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You can work directly with Provident while retaining access to 24/7 support from the processor.

Dedicated local managerDirect Provident support24/7 processor support

A Provident team member can sit down with you, explain the structure, and review where it may reduce your processing costs.

Transparent structurePersonal rate reviewNo lease or early termination fees

Provident equips clients with EMV PCI-DSS compliant equipment and PCI-certified point-to-point encryption technology.

EMV equipmentPCI-DSS compliantP2PE technology

Clover can help organize inventory, manage your team, and support customer relationships from a single point-of-sale platform.

Orders and paymentsInventory toolsTeam management

Provident offers an extensive loyalty and gift card program designed to support repeat business.

Customer loyaltyGift card programRepeat business

Talk directly with the Provident team about the full-service payroll solution available for your business.

Full-service payrollBusiness supportDirect team access

One Provident relationship

Every payment layer.One connected system.

See how payments, pricing, protection, payroll, loyalty, and personal support work through one relationship.

Business context

Active layer · 1 of 6

Your counter

Clover POS brings orders and payments, inventory, team management and customer relationships into one connected system.

For a restaurant business

Orders from the table, the bar and the kitchen line all land in the same system.

  • Orders & payments
  • Inventory
  • Team management
  • Customer relationships
Learn more

Not sure which layer comes first?

Start with how your business accepts payments today.

ONE PROVIDENT RELATIONSHIP

Built around how yourbusiness actually works.

Start with the transaction. Add the pricing, protection, business tools, and direct support your operation needs around it.

Customer tapping a card on a payment terminal

CAPABILITY · 01

Start with the transaction.

Build the payment foundation around how and where your customers actually pay.

01

Payment processing

Accept card payments with equipment selected for the way your business sells.

02

Interchange Plus pricing

See how the pricing structure relates to the interchange your business actually uses.

03

Secure equipment

Use EMV, PCI-DSS compliant equipment and P2PE technology to help protect card data.

One connected setup. One team available to explain the moving parts.

Start a conversation
One system for the work behind every sale.

CLOVER POS

One system for the workbehind every sale.

Take orders and payments, organize inventory, manage your team, and build customer relationships from one Clover point-of-sale system.

Explore your options
Pricing explained person to person.

INTERCHANGE PLUS

Pricing explainedperson to person.

Provident uses an Interchange Plus structure and will sit down with you to show how the pricing works for your business.

Request a conversation
Support that keeps working after the transaction.

MORE THAN CHECKOUT

Support that keeps workingafter the transaction.

Connect secure processing with Provident’s loyalty and gift card program or its full-service payroll solution—all through one local relationship.

See every service
Provident Payments team

35 PEOPLE · EIGHT STATES

Relationships arethe business.

Real people who answer, explain, and stay involved for the life of the relationship.

Meet the team

CLIENT PROOF

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“Zeph and his team were there every step of the way. If I had an emergency, he was right there to help.”

Cory and Jacyn

Jersey Bagels

A PROVIDENT RELATIONSHIP

FREQUENTLY ASKED

Clear answers.Before you decide.

The essentials on pricing, protection, service, and setup—without making you dig for them.

Ask a specific question

It separates the underlying card-network interchange from Provident’s service pricing. A Provident team member can walk through the structure with you before you decide.